Client Website User Agreement

This Agreement to Use RBC Wealth Management Online U.S., RBC Advisor Connect, and/or Investor Connect governs use of RBC Wealth Management Online U.S. (“WMO”), RBC Advisor Connect, and/or Investor Connect, including, but not limited to, their associated websites and mobile applications, and is between RBC Capital Markets, LLC, including, but not limited to, its RBC Wealth Management and RBC Clearing & Custody divisions, and users of the Program.

Agreement to Use RBC Wealth Management Online U.S., RBC Advisor Connect, and/or Investor Connect®

Investment and insurance products offered through RBC Capital Markets, LLC are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.